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Texas
Title Insurance Premium Rates
Effective July 1, 2004
NOTE: The following
rate schedule reflects the basic premiums for Owner and/or Mortgagee
Policies of Title Insurance regulated throughout Texas by the Texas
Department of Insurance. These rates do not take into account other
Texas Department of Insurance rules relating to credits, endorsements,
simultaneous issuance of multiple policies, or other factors which
could affect the calculation of premiums. The unique factors of
a specific transaction must be considered in conjunction with all
applicable Texas Department of Insurance rules in order to calculate
exact premiums. Therefore, the following rates may not reflect the
complete premium structure of a particular transaction. Please feel
free to call us to discuss the details of your transaction so we
can help you determine the exact premium cost.
|
Policies Up to And Including |
Basic Premium |
|
Policies Up to And Including |
Basic Premium |
|
Policies Up to And Including |
Basic Premium |
|
Policies Up to And Including |
Basic Premium |
| $10,000
|
$237
|
|
$32,500
|
$396
|
|
$55,000
|
$554
|
|
$77,500
|
$713
|
| 10,500
|
241
|
|
33,000
|
399
|
|
55,500
|
557
|
|
78,000
|
717
|
| 11,000
|
243
|
|
33,500
|
403
|
|
56,000
|
562
|
|
78,500
|
721 |
| 11,500
|
247
|
|
34,000
|
406
|
|
56,500
|
565
|
|
79,000
|
725
|
| 12,000
|
251
|
|
34,500
|
410
|
|
57,000
|
568
|
|
79,500
|
726
|
| 12,500
|
254
|
|
35,000
|
413
|
|
57,500
|
572
|
|
80,000
|
730
|
| 13,000
|
258
|
|
35,500
|
417
|
|
58,000
|
576
|
|
80,500
|
734
|
| 13,500
|
262
|
|
36,000
|
420
|
|
58,500
|
579
|
|
81,000
|
739
|
| 14,000
|
266
|
|
36,500
|
424
|
|
59,000
|
583
|
|
81,500
|
741
|
| 14,500
|
269
|
|
37,000
|
427
|
|
59,500
|
586
|
|
82,000
|
745
|
| 15,000
|
271
|
|
37,500
|
431
|
|
60,000
|
590
|
|
82,500
|
749
|
| 15,500
|
275
|
|
38,000
|
435
|
|
60,500
|
594
|
|
83,000
|
753
|
| 16,000
|
279
|
|
38,500
|
439
|
|
61,000
|
597
|
|
83,500
|
755
|
|
16,500 |
283
|
|
39,000
|
441
|
|
61,500
|
600
|
|
84,000
|
758
|
|
17,000 |
286
|
|
39,500
|
445
|
|
62,000
|
604
|
|
84,500
|
763
|
|
17,500 |
290
|
|
40,000
|
448
|
|
62,500
|
608
|
|
85,000
|
767
|
|
18,000 |
294
|
|
40,500
|
452
|
|
63,000
|
611
|
|
85,500
|
770
|
|
18,500 |
297
|
|
41,000
|
455
|
|
63,500
|
614
|
|
86,000
|
773
|
|
19,000 |
300
|
|
41,500
|
460
|
|
64,000
|
618
|
|
86,500
|
777
|
|
19,500 |
303
|
|
42,000
|
463
|
|
64,500
|
622
|
|
87,000
|
781
|
|
20,000 |
308
|
|
42,500
|
467
|
|
65,000
|
625
|
|
87,500
|
784
|
|
20,500 |
311
|
|
43,000
|
469
|
|
65,500
|
628
|
|
88,000
|
787
|
|
21,000 |
315
|
|
43,500
|
473
|
|
66,000
|
632
|
|
88,500
|
791
|
|
21,500 |
318
|
|
44,000
|
476
|
|
66,500
|
637
|
|
89,000
|
795
|
| 22,000
|
322
|
|
44,500
|
480
|
|
67,000
|
640
|
|
89,500
|
798
|
|
22,500 |
325
|
|
45,000
|
484
|
|
67,500
|
642
|
|
90,000
|
801
|
|
23,000 |
328
|
|
45,500
|
488
|
|
68,000
|
646
|
|
90,500
|
805
|
|
23,500 |
332
|
|
46,000
|
491
|
|
68,500
|
650
|
|
91,000
|
809
|
|
24,000 |
336
|
|
46,500
|
495
|
|
69,000
|
653
|
|
91,500
|
813
|
|
24,500 |
339
|
|
47,000
|
497
|
|
69,500
|
656
|
|
92,000
|
815
|
|
25,000 |
343
|
|
47,500
|
501
|
|
70,000
|
661
|
|
92,500
|
819
|
|
25,500 |
346
|
|
48,000
|
505
|
|
70,500
|
665
|
|
93,000
|
823
|
|
26,000 |
350
|
|
48,500
|
509
|
|
71,000
|
668
|
|
93,500
|
827
|
|
26,500 |
353
|
|
49,000
|
512
|
|
71,500
|
670
|
|
94,000
|
829
|
|
27,000 |
356
|
|
49,500
|
516
|
|
72,000
|
674
|
|
94,500
|
833
|
|
27,500 |
360
|
|
50,000
|
520
|
|
72,500
|
678
|
|
95,000
|
838
|
|
28,000 |
364
|
|
50,500
|
523
|
|
73,000
|
682
|
|
95,500
|
841
|
|
28,500 |
367
|
|
51,000
|
525
|
|
73,500
|
685
|
|
96,000
|
843
|
|
29,000 |
371
|
|
51,500
|
529
|
|
74,000
|
689
|
|
96,500
|
847
|
|
29,500 |
374
|
|
52,000
|
533
|
|
74,500
|
693
|
|
97,000
|
851
|
|
30,000 |
378
|
|
52,500
|
537
|
|
75,000
|
696
|
|
97,500
|
855
|
|
30,500 |
381
|
|
53,000
|
540
|
|
75,500
|
698
|
|
98,000
|
857
|
|
31,000 |
385
|
|
53,500
|
544
|
|
76,000
|
702
|
|
98,500
|
862
|
|
31,500 |
388
|
|
54,000
|
548
|
|
76,500
|
706
|
|
99,000
|
866
|
|
32,000 |
392
|
|
54,500
|
551
|
|
77,000
|
710
|
|
99,500
|
869
|
| |
|
|
|
|
|
|
|
|
100,000
|
871 |
Premiums shall be calculated as follows for policies in excess of $100,000:
| |
1. For policies
of $100,001 - $1,000,000
Basic Premium
(1) Subtract $100,000 from policy amount.
(2) Multiply result in 1.(1) by $.00552 and
round to nearest whole dollar.
(3) Add $871 to result in 1.(2). |
|
4. For policies
of $15,000,001 - $25,000,000
Basic Premium
(1) Subtract $15,000,000 from policy amount.
(2) Multiply result in 4.(1) by $.00266 and
round to nearest whole dollar.
(3) Add $61,359 to result in 4.(2) |
| |
2. For policies
of $1,000,001 - $5,000,000
Basic Premium
(1) Subtract $1,000,000 from policy amount.
(2) Multiply result in 2.(1) by $.00453 and
round to nearest whole dollar.
(3) Add $5,839 to result in 2.(2). |
|
5. For policies
in excess of $25,000,000
Basic Premium
(1) Subtract $25,000,000 from policy amount.
(2) Multiply result in 5.(1) by $.00159 and
round to nearest whole dollar.
(3) Add $87,959 to result in 5.(2). |
| |
3. For policies
of $5,000,001 - $15,000,000
Basic Premium
(1) Subtract $5,000,000 from policy amount.
(2) Multiply result in 3.(1) by $.00374 and
round to nearest whole dollar.
(3) Add $23,959 to result in 3.(2). |
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